Precision architecture.
Strategic clarity.
Sustainable growth.
Seers Partnership delivers end-to-end fintech advisory services — from board-level strategy to operational execution and revenue architecture.
Clients Served Since 1995
Trusted by financial institutions, payment networks, and global brands through decades of industry experience.
AML Advisory for
Remittance & Payment Services
Specialized architecture, implementation, and optimization support for Bank Negara Malaysia AML/CFT compliance. Designed for non-bank financial institutions, remittance operators, merchant acquirers, and digital payment platforms operating under BNM oversight.
Architecture design, alert tuning, ML-based anomaly detection, and threshold optimization for high-volume remittance flows.
Risk-based customer due diligence, enhanced due diligence for high-risk merchants, and ongoing monitoring programs.
Integration architecture for real-time sanctions, PEP, and adverse media screening across onboarding and transaction lifecycles.
End-to-end suspicious transaction reporting processes, automation, quality assurance, and BNM submission readiness.
Also includes: Independent AML Program Reviews • Board & Regulatory Reporting • Compliance Training & Capability Building • Remediation Support
Key FATF Recommendations for Payments & MVTS
Seers helps clients design controls that meet both BNM expectations and FATF global standards.
Identify, assess and understand ML/TF risks. Apply proportionate mitigation measures across customer segments, products, channels and geographies — especially critical for cross-border remittance corridors.
MVTS providers must be licensed or registered and subject to effective AML/CFT supervision. Includes obligations for agents, record-keeping, and monitoring of the entire payment chain.
Require originator and beneficiary information to travel with the wire transfer. Critical for compliance in cross-border payments and correspondent relationships.
Customer due diligence, including simplified and enhanced measures, and retention of records for at least five years. Foundation of any robust payments compliance program.
Prompt reporting of suspicious transactions to the Financial Intelligence Unit. Includes internal controls, escalation procedures, and protection from tipping-off.
Competent authorities must supervise MVTS providers for AML/CFT compliance. Seers supports institutions in preparing for BNM examinations and demonstrating effective controls.
Virtual Assets & VASPs: We also support clients at the intersection of traditional payments and virtual assets. This includes alignment with the latest FATF guidance, Travel Rule implementation, VASP licensing readiness, stablecoin risk assessments, DeFi exposure, unhosted wallets, and offshore VASPs.
Strategic Positioning
We operate at the intersection of strategy, technology, and commercial execution — helping ambitious fintechs and payment institutions build scalable, defensible, and profitable service architectures.
Board-Level Strategy Partner
We translate founder vision and investor expectations into concrete architecture roadmaps, commercial frameworks, and governance models that align stakeholders and accelerate decision-making.
Independent & Objective
Free from vendor bias or product agendas. Our recommendations are grounded in market data, regulatory realities, and proven commercial outcomes across ASEAN and global markets.
Regional Execution Depth
Deep expertise in Malaysia, Singapore, Indonesia, and GCC markets. We understand local regulatory nuances and cross-border payment dynamics.
The Five-Layer Service Model
A structured, modular approach that ensures every engagement delivers both strategic direction and operational excellence.
Managed Services & Continuous Optimization
Retainer-based advisory, performance monitoring, quarterly architecture reviews, and proactive optimization of commercial and operational models.
Revenue Architecture & Commercial Structuring
Pricing strategy, MDR optimization, revenue pyramid design, partnership economics, and monetization frameworks tailored to your merchant and product mix.
Delivery & Governance Framework
End-to-end delivery operating model, RACI matrices, steering governance, escalation protocols, and quality assurance processes.
Service & Technology Architecture
Platform stack design, integration architecture, smart routing logic, data models, and technology roadmap aligned to business outcomes.
Strategic Positioning & Market Architecture
Competitive differentiation, target vertical strategy, value proposition design, and GTM architecture for merchant acquisition and ecosystem plays.
Service Architecture Overview
Our architecture is deliberately modular. Clients can engage at any layer while maintaining full visibility and control across the entire value chain.
Positioning • Competitive Intelligence • GTM Design • Partnership Strategy
Service Stack • Integration Patterns • Data Architecture • Smart Routing Logic
Operating Model • Governance • Change Management • Quality Assurance
Revenue Model • Pricing Architecture • Unit Economics • Partnership Monetization
The Client Journey
A proven, transparent process designed to build trust, deliver quick wins, and create long-term value.
Discovery
Deep-dive workshops, current-state mapping, ambition alignment, and opportunity sizing.
Diagnostic
Architecture maturity assessment, gap analysis, risk review, and benchmark vs. peers.
Co-Design
Collaborative blueprinting of target operating model, service layers, and commercial model.
Blueprint
Detailed documentation, phased roadmap, investment case, and governance framework.
Execute
Implementation leadership, change management, vendor selection support, and capability building.
Optimize
Ongoing advisory, performance reviews, continuous improvement, and next-horizon planning.
Delivery Roles
Engagement Partner
Overall accountability, executive sponsor relationship, commercial outcomes ownership, and strategic steering.
Principal Architect
End-to-end service and technology architecture, integration strategy, platform selection, and technical governance.
Delivery Lead
Day-to-day program management, milestone tracking, risk and issue management, and cross-functional coordination.
Domain Specialists
Subject-matter experts brought in as needed for MCC strategy, regulatory alignment, revenue optimization, and merchant experience design.
Service Commitments
We hold ourselves to the highest standards of professionalism, transparency, and measurable impact.
Response SLAs
Standard queries: < 24 hours
Cadence & Reporting
Dedicated Resources
Knowledge Transfer
Managed Advisory Retainer Levels
Flexible engagement models designed to scale with your ambition and stage.
Essential Advisory
- Monthly architecture health check
- Quarterly steering committee
- Access to knowledge base & playbooks
- Ad-hoc advisory (up to 8 hrs/mo)
- Annual strategy refresh workshop
Growth Partner
- Everything in Essential
- Dedicated Principal Architect (0.5 FTE)
- Bi-weekly working sessions
- Revenue optimization deep-dives
- Priority access to specialist network
- Implementation support & QA
Enterprise Mandate
- Everything in Growth Partner
- Dedicated cross-functional team
- On-site / hybrid presence options
- Full transformation office leadership
- Success-based incentives available
- Board & investor reporting support
All retainers include comprehensive documentation, knowledge transfer, and post-engagement support. Project-based work also available. Custom payment terms and multi-year discounts offered.
Engagement Governance
Clear structures ensure alignment, accountability, and rapid decision-making throughout the engagement lifecycle.
Steering Committee
Monthly or bi-monthly. Chaired by client sponsor + Seers Engagement Partner. Focus on strategic progress, blockers, and investment decisions.
Working Group
Weekly operational cadence. Delivery Lead + client domain owners. Tracks milestones, risks, and dependencies.
Change Control
Formal process for scope, timeline, or resource changes. Transparent impact assessment before approval.
Escalation Matrix
Defined paths from Delivery Lead → Engagement Partner → Executive Sponsor with clear SLAs.
Service Catalogue by Tower
- • Market entry & positioning strategy
- • Competitive architecture benchmarking
- • Value proposition & messaging architecture
- • Partnership & ecosystem strategy
- • Board & investor narrative support
- • End-to-end service architecture design
- • Payment rail & switching strategy
- • API & integration reference architecture
- • Data platform & analytics blueprint
- • Smart routing & decision engine design
- • Operating model & RACI design
- • Program & project governance setup
- • Vendor & technology selection
- • Change management & training
- • Quality assurance frameworks
- • Revenue model & pricing architecture
- • Unit economics & sensitivity modeling
- • MDR & fee optimization
- • Merchant segmentation & acquisition strategy
- • Partnership commercial frameworks
Ready to architect
your next chapter?
Whether you're building from the ground up or optimizing an established platform, Seers Partnership brings clarity, structure, and commercial discipline.
Schedule a Discovery Call